What You Need to Know About Auto Accident Claims in New York
Knowing about auto accident claims in New York is important, from physical injuries to financial burdens, auto accidents can have life-altering consequences. In New York, navigating the aftermath of a car accident can be complex due to specific laws and insurance requirements. Knowing your rights and the steps to take can make all the difference in securing the compensation you deserve. Here is some important information to know about auto accident claims, provided to you by the expert attorneys at Pulvers, Pulvers & Thompson, L.L.P.
New York’s No-Fault Insurance System
New York is a no-fault insurance state, meaning that your insurance policy covers your medical expenses, lost wages, and certain other costs, regardless of who caused the accident. This system ensures that victims receive benefits quickly, but it also limits your ability to sue unless your injuries meet certain thresholds, known as the “serious injury” standard.
What Qualifies as a Serious Injury?
Under New York law, a serious injury includes significant disfigurement, bone fractures, permanent loss of use of a body organ or system, substantial limitation of a body function, or injuries resulting in 90 days of disability within 180 days after the accident. If your injuries meet these criteria, you may be eligible to file a personal injury lawsuit to seek additional compensation for pain and suffering.
Common Causes of Auto Accidents
Auto accidents often result from various causes, including distracted driving, such as texting or using a phone, speeding or reckless driving, and driving under the influence of alcohol or drugs. Poor weather conditions or hazardous roads can also contribute to accidents, as can vehicle defects or mechanical failures that compromise safety. For more information about motorcycle accidents, see our previous blog post.
If you’re involved in a car accident, exchange information with the other driver(s), including contact and insurance details. Document the scene by taking photos of the vehicles, road conditions, and any visible injuries, and gather witness contact information if possible. Notify your insurance company about the accident as soon as possible. Finally, consult an experienced attorney who can help you navigate the complex legal and insurance processes and ensure you receive fair compensation.
Your Trusted Personal Injury Attorneys
At Pulvers, Pulvers & Thompson, L.L.P., we have decades of experience helping auto accident victims in New York. Our team is committed to providing personalized legal representation to secure maximum compensation for medical bills, lost wages, and pain and suffering.
We understand the challenges accident victims face and are here to fight for your rights. Whether you’re dealing with insurance disputes or pursuing a personal injury lawsuit, our attorneys will guide you every step of the way. Contact Pulvers, Pulvers & Thompson, L.L.P. today at (212) 355-8000 for a free consultation.